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Hello Neighbors! 
It’s great to have this cooler Fall Weather! Our Fall newsletter provides homeowners with reminders and new information regarding our neighborhood.  Highlight this issue: Annual Meeting. 
The Cowan’s Ford HOA Annual Membership Meeting will be an On-Line Virtual Event via Zoom on Tuesday, January 12, 2021 at 6:30 pm. An Annual Meeting Notice will be emailed to property owners in early December, with an online RSVP requested. While we are disappointed to not be hosting a typical Annual Membership Meeting this year due to the COVID-19 pandemic, we are very excited to have the technology available to bring the HOA’s business directly into your home.
Soon it will be 2021 and time for the Cowan’s Ford Homeowners Dues statements. Please help us ensure that you receive your statements on time. Please go to CowansFordHOA.Com, click on ‘Update Your Profile’ and scroll down to review the information shown. If you make any changes, please scroll to the bottom of the page and click on ‘Submit’.  Remember, allow time for updates to be posted.
Since there will be no Annual Meeting/Dinner this year, statements can be emailed or mailed to you as long as we have the correct email/address. If you are unsure if you have a balance, you can contact the Treasurer through the CFHOA website or directly by phone or text through 704-651-2452.
A reminder that a Capital Contribution Fee of $180.00 is required from all buyers of real property (land) and all structures (improvements or fixtures) integrated with or affixed to the land at the time of closing. The fee is payable to the Cowan’s Ford Homeowners Association.
Top One and Two Violations:
1. Trash and recycle receptacles:
As stated in our HOA Covenants, “All garbage shall be stored within the residence of each Owner, and no Owner may change or supplement the garbage disposal facilities (if any) provided for such Owner’s residence on the date of completion of construction thereof unless the Board of Directors of the Association shall first approve in writing the change or addition to the method of storage.” This means that trash and recycle receptacles must be kept inside the homeowner’s structure/garage, unless other storage means have been approved by the ARC.
2. Vehicles and Parking:
As stated in our Covenants: “There shall be no parking on any street, public or private, except where specifically designated by the Association. Parking is permitted in conjunction with each Lot only within the driveway serving said Lot. No truck shall be parked for storage overnight on any Lot so as to be visible to the occupants of other Lots, the users of any streets, or from any Common Area. No boats, motor home, travel trailer or other recreational vehicle may be stored overnight on any lot unless visually screened from adjacent Street or lots.” This includes all trailers even if they do not have a jet ski, boat, lawn equipment on them.  For these top two violations, the ARC will send out warning letters, followed by fines.
Home Projects/Landscaping:
Any change to the outside of your home needs HOA/ARC approval. Roof, external color, patio’s, decks, adding major trees and shrubs, removing trees and shrubs, driveways, etc. Check our website for the answers to your questions and all the forms that you need. This is also where the by-laws and covenants can be located. (www.cowansfordhoa.com). 
If you plan to lease your property, the HOA requires completion and submission of the Leasing Form, which can be found on the Cowan’s Ford website.
To report a street lamp light bulb outage, please contact Duke Energy at 800-777-9898, providing them with the light number located on the pole. The HOA is not responsible for replacement.
Our HOA website can be found at www.cowansfordhoa.com.  Our HOA Covenants, By-laws, forms needed for home improvements, leasing forms and guidelines, Board members, Board meeting minutes, newsletters, and our homeowners’ Directory can all be found on our website. 
If you are walking your pets, please carry a plastic bag for waste pickup.
Please be aware that you may NOT WALK on the golf course or cart paths at any time with or without your pets. The Cowan’s Ford Golf Course and cart paths are private property.
Mailbox Recommendation for CFCC HOA Phases I and II is the ‘Providence Crossing’ model by Watson Welding Company (704-821-7140)  https://www.watsonsteelandiron.com/mailboxes.php, or like model by another vendor.  This mailbox is already a requirement for CFCC HOA Phase III, IV, and St. Andrews (extension). 
QUESTIONS/CONCERNS: Should you ever have any questions or concerns, you may direct them to the CFHOA BOARD through our website, www.cowansfordhoa.com, using the ‘Contact Us’ area.  We look forward to hearing from you.
Thank you,
The Cowan’s Ford Homeowners Association Board 2020