| Newsletter |
COWAN’S FORD COUNTRY CLUB OWNERS’ ASSOCIATION, INC.FALL 2026 NEWSLETTER
Hello neighbors!
The CFCC-HOA Board hopes you are enjoying the beautiful fall weather! Our Fall newsletter provides homeowners with important information (see SPOTLIGHT section below) and neighborhood reminders (see RESOURCES and TOOLS section) regarding our HOA and our neighborhood.
SPOTLIGHT
THE HOA NEEDS YOUR HELP!!!
OPEN BOARD POSITIONS FOR 2027
The CFCC-HOA Board is a volunteer HOA board. Because of this, the dues for our HOA are able to remain at the very low cost to homeowners of $176 annually. These annual dues would be much higher if we had to outsource the HOA functions. This year, the positions of Vice-President, Secretary, and Community Affairs Chair are up for election.
Every homeowner should consider serving a term (two years) or two on the Board, so please consider running for one of the positions.
The Board typically meets the first Tuesday of every month at 6:00pm, at Cowan’s Ford Golf Club. Meetings usually last less than one hour. There is also an Annual Meeting/Dinner each year, on the second Tuesday of January.
WELCOME NEW HOMEOWNERS
We extend a warm welcome to the neighborhood to the new homeowners who have moved in since our Spring Newsletter: John and Angela Crawford, Jim and Diana McIntire, Bob and Sandie Bonham, Rob and Jane Cochran, Aaron and Melissa Weber.
ANNUAL MEETING NOTICE
The Cowan’s Ford HOA Annual Membership Meeting and Dinner will be held at Cowan’s Ford Golf Club on Tuesday, January 12, 2027 at 6:30 pm. An Annual Meeting Notice will be emailed to property owners in early December, with an online RSVP requested. There is a seating capacity of 93 people in the Club Room, therefore the first 93 to respond will be seated. We hope to see you there.
ON-STREET PARKING
There is no on-street parking permitted in the neighborhood; all vehicles at a residence are to be parked completely on the paved driveway for that lot. This is especially important as some of the roads in our neighborhood are narrow and do not allow an emergency vehicle to pass a parked vehicle, creating a public safety hazard. The HOA has been in contact with the Lincoln County DOT over the issue and is procuring No Parking signs to be placed at the top of each neighborhood street. As we have done in the past, we will work with homeowners to support parking solutions for special occasions, but regular on-street parking is prohibited.
NEIGHBORHOOD SOLICITORS
As a reminder, we presented two No Soliciting signs at the annual HOA meeting in January for your use to deter unwanted solicitation. If you prefer to use a different sign, you must submit for approval using the HOA’s ARC Short Form. Mailbox Post Sign (current list price under $14 – 2 signs come with screws and sticky backing to attach to post): mailbox sign
![]() Yard Sign (current list price under $10): yard sign
![]() A reminder on the ordinance changes: if you do not have a sign placed on your property, solicitors are permitted to approach you; the signs covering the entire neighborhood are no longer recognized. Solicitors must have a Permit issued by Lincoln County in order to be soliciting and must have it with them.
HOA DUES/ACCOUNTS
Homeowners in our HOA can conveniently pay their annual dues online using Zelle. We initiated this type of payment for 2025 dues. It was very well received and used by many homeowners. If your bank has a relationship with Zelle, we encourage you to use this form of payment as it reduces the workload of receiving and depositing checks. However, if your bank does NOT have a relationship with Zelle, there may be a fee for this transaction and we recommend simply writing a check instead.
To use Zelle, simply log in to your banking app, select Zelle, and send your payment to cowansfordhoa@gmail.com. Please ensure you include your name, address and lot number in the notes section for proper credit.
You will be receiving an invoice for your annual dues the first week of January 2027. This invoice will come to you by email through QuickBooks online from Cowan’s Ford HOA. Please let us know if you need to update your email address to insure receiving your statement.
If you have any questions, contact our Treasurer, Joan Marshall, at cowansfordhoa@gmail.com. It’s also a good idea to check your contact information on our CCFC-HOA directory at www.cowansfordhoa.com and update it if appropriate. In particular, please be sure your email address is the one you want us to use to send HOA Dues invoices. Again, thank you for your diligence and prompt response.
ARCHITECTURAL REVIEW COMMITTEE
Our community looks great! We have purchased new hardware to hang flags and wreaths. You will see some have been installed, others will be installed in the coming weeks, just in time to put out the holiday wreaths. We are in the midst of election season. Please be considerate of all neighbors and refrain from placing political signs in your lawn. Realtor signs are permitted by our covenants, exceptions may be made following a request and board approval.
We have a few neighbors with poles/reflectors in their lawn. These must be placed within your property as identified by Lincoln County. In most cases the property line is 5 – 10 feet from the edge of the paved street. An easy way to identify the lot line is looking for light poles, water meters, green communication boxes, etc. If you have installed poles, please feel free to contact me with questions about proper placement.
I will be stepping down as ARC chair when my term expires at the end of 2027. I am hoping someone will be interested in the supporting our community. The role takes some time, but is a great way to meet nearly everyone. If interested, please let me or Larry Mann know, I will be more than happy to work with and train you.
Also, thanks for submitting the appropriate forms for improvements around your property. Check our website for the answers to your questions and all the forms needed (www.cowansfordhoa.com). Call if you have any questions. John Forlidas 704 779 6981
RESOURCES AND TOOLS
CAPITAL CONTRIBUTION FEE
A reminder that a Capital Contribution Fee of $180.00 is required from all buyers of real property (land) and all structures (improvements or fixtures) integrated with or affixed to the land at the time of closing. The fee is payable to the Cowan’s Ford Country Club Owners’ Association, Inc.
WEBSITE
The Cowan’s Ford HOA website is www.cowansfordhoa.com. Our HOA Covenants, By-laws, forms for home improvement, leasing forms and guidelines, Board members, Board Meeting minutes, latest newsletter, and our homeowners’ Directory can all be found on the website.
LEASING
As adopted in this year’s annual homeowners meeting, if you plan to lease your property, the HOA has procured and requires use of the HOA’s For Lease sign. Completion and submission of the Leasing Form, which can be found on our website www.cowansfordhoa.com is also required.
STREETLIGHTS
To report a street lamp light bulb outage, please contact Duke Energy at 800-777-9898, or via https://salor-web.duke-energy.app/#/home/map, providing them with the light number found at the top of the pole, or the home address at the location of the streetlight. The HOA is not responsible for light bulb replacement.
STREET POTHOLES
To report a street pothole repair to the NCDOT online, go to: https://www.ncdot.gov/contact/Pages/default.aspx.
DOG/CAT OWNERS
Please be courteous to your neighbors and pick up your pet’s waste as you traverse the neighborhood with your pet or allow your pet outside. Your neighbor’s yard, vacant yards, and the golf course are private property. Please note that by a 2021 Lincoln County law, your dog must always be leashed when walking.
GOLF COURSE CART PATHS/PROPERTY
The Cowan’s Ford Golf Course and cart paths are private property of the golf course, which is separate from the HOA, and it is trespassing for anyone other than registered golfers to be on the course.
DUKE ENERGY DIKE PROPERTY
If you walk your dog(s) on the Duke Energy dike property, PLEASE pick up your dog waste immediately. In addition, Duke Energy does not allow any motorized vehicles (golf carts included), to be driven on the dike area. Please remember that Duke Energy dike area is on private property. Duke Energy is proud to be a neighbor of Cowan’s Ford homeowners and Golf Club. However, if the property access is abused, Duke may be forced to take additional measures and possibly eliminate access to the dike area to the public.
NEIGHBORHOOD PERSONAL GOLF CART USAGE
In 2018, the Lincoln County Board of Commissioners established the ‘Lincoln County Golf Cart Ordinance’. The ordinance was revised on May 6, 2019. More homeowners, in our HOA and others, are using personal golf carts and may not be aware of the revised ordinance. The Golf Cart Ordinance can be found on the Lincoln County website.
MAILBOXES
Mailbox Recommendation for CFCC-HOA Phases I and II is the ‘Providence Crossing’ model by Watson Welding Company (704-821-7140) https://www.watsonsteelandiron.com/mailboxes.php, or like model by another vendor. This mailbox is already a requirement for CFCC-HOA Phase III, IV, and St. Andrews (extension).
QUESTIONS/CONCERNS
If you have any questions or concerns, they may be directed to the CFCC-HOA BOARD through our website, www.cowansfordhoa.com, using the ‘Contact Us’ icon. We look forward to hearing from you.
THANK YOU,
COWAN’S FORD COUNTRY CLUB OWNERS’ ASSOCIATION, INC. BOARD 2026
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COWAN’S FORD COUNTRY CLUB OWNERS’ ASSOCIATION, INC.
