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COWAN’S FORD COUNTRY CLUB OWNERS’ ASSOCIATION, INC.
SPRING 2026 NEWSLETTER
 
Hello neighbors and Happy Spring to you!  Our Spring Newsletter provides our homeowners with reminders and information regarding our HOA and our neighborhood.
 
2026 HOA BOARD MEMBERS
President: Charlie Wands
Vice-President/Nominating Committee: Larry Mann
Treasurer: Joan Marshall
Secretary: Karen Clark
Architectural Review Committee Chair: John Forlidas
Community Affairs Chair (Welcoming Committee/Flags-Wreaths/Street Sign-Pole Maint): Cindy Forlidas
Non-voting Consultants/Committee Members:
Architectural Review Committee Member: John Gary, Larry Mann, Elisha Scott, Margie Lewis
Technology Consultant: Jim Doidge
Leasing Consultant: Chris Scholz
 
WELCOME NEW HOMEOWNERS
The HOA extends a warm ‘Welcome to the Neighborhood’ to the following folks who have purchased homes since our 2025 Fall Newsletter: Philip Edmondson and Leila Boukari, Charles and Kerrie Heller, Steve Kratz and Jaime Myers, Angela Crawford.
 
TREASURER’S NOTES 
A big thank you to all our Cowan’s Ford Country Club Homeowners. We have received 94% of our Homeowners Dues for 2026 so far. We are a revenue-neutral non-profit organization, and our funds are used to maintain and improve our community. This is a direct benefit for all Cowan’s Ford Homeowners. All HOA Dues invoices were emailed in January and again in March if still unpaid. Please note that a $20 late fee is assessed on payments received after April 1st. If you have any questions, contact our Treasurer, Joan Marshall, at cowansfordhoa@gmail.com. It’s also a good idea to check your contact information on our CCFC-HOA directory at www.cowansfordhoa.com and update it if appropriate. In particular, please be sure your email address is the one you want us to use to send HOA Dues invoices. Again, thank you for your diligence and prompt response.
 
CAPITAL CONTRIBUTION FEE
A reminder that a Capital Contribution Fee of $180.00 is required from all buyers of real property (land) and all structures (improvements or fixtures) integrated with or affixed to the land at the time of closing. The fee is payable to the Cowan’s Ford Country Club Owners’ Association, Inc.  
 
ARCHITECTURAL REVIEW
As we move into spring, everyone wants to spruce up their lawn and complete cleaning around their home and property. Please review our HOA guidelines and By-Laws before you start any project. The Architectural Review Short Form must be completed in connection with storm damage repairs, roof repair, tree/shrub removal, and any type of color change. The short form can be found on the HOA website, www.cowansfordhoa.com.  
 
In an attempt to maintain our beautiful community, the ARC may send out letters as a reminder of violations. If homeowners do not comply with the cited violations, the HOA/ARC may impose fines on homeowners until compliance is reached. The most common violations include trailers parked overnight, trashcans outside the home and visible from the street, additional vehicles parked either on the street or in the yard, and the occasional home improvement. ARC is committed to responding to each request within 5 business days. 
 
SOLICITORS
We have always been a No Solicitation community, so in response to Lincoln County’s updated ordinance on Solicitors, have pre-approved the signs below for your use to deter unwanted solicitation. If you prefer to use a different sign, you must submit for approval using the HOA’s ARC Short Form.
 
 
 
A reminder on the ordinance changes: if you do not have a sign placed on your property, solicitors are permitted to approach you; the signs covering the entire neighborhood are no longer recognized. Solicitors must have a Permit issued by Lincoln County in order to be soliciting and must have it with them. 
 
WEBSITE
The Cowan’s Ford HOA website is www.cowansfordhoa.com. Our HOA Covenants, By-laws, forms for home improvement, leasing forms and guidelines, Board members, Board Meeting minutes, latest newsletter, and our homeowners’ Directory can all be found on the website.  
 
LEASING
As adopted in this year’s annual homeowners meeting, if you plan to lease your property, the HOA has procured and requires use of the HOA’s For Lease sign. Completion and submission of the Leasing Form, which can be found on our website www.cowansfordhoa.com is also required. 
 
STREETLIGHTS
To report a street lamp light bulb outage, please contact Duke Energy at 800-777-9898, or via https://salor-web.duke-energy.app/#/home/map, providing them with the light number found at the top of the pole, or the home address at the location of the streetlight.  The HOA is not responsible for light bulb replacement. 
 
The process with Duke to return our flags and wreaths to the streetlight poles is ongoing and unfortunately taking longer than we’d hoped. We will provide an update as soon as we are able. 
 
POTHOLES
To report a street pothole repair to the NCDOT online, go to: https://www.ncdot.gov/contact/Pages/default.aspx
 
PET OWNERS
Please be courteous to your neighbors and pick up your pet’s waste as you traverse the neighborhood with your pet or allow your pet outside. Your neighbor’s yard, vacant yards, and the golf course are private property. Please note that by a 2021 Lincoln County law, your dog must always be leashed when walking.
 
GOLF COURSE CART PATHS/PROPERTY
The Cowan’s Ford Golf Course and cart paths are private property of the golf course, which is separate from the HOA, and it is trespassing for anyone other than registered golfers to be on the course. 
 
DUKE ENERGY DIKE PROPERTY
If you walk your dog(s) on the Duke Energy dike property, PLEASE pick up your dog waste immediately.  In addition, Duke Energy does not allow any motorized vehicles (golf carts included), to be driven on the dike area. Please remember that Duke Energy dike area is on private property. Duke Energy is proud to be a neighbor of Cowan’s Ford homeowners and Golf Club. However, if the property access is abused, Duke may be forced to take additional measures and possibly eliminate access to the dike area to the public.
 
NEIGHBORHOOD PERSONAL GOLF CART USAGE
In 2018, the Lincoln County Board of Commissioners established the ‘Lincoln County Golf Cart Ordinance’. The ordinance was revised on May 6, 2019. More homeowners, in our HOA and others, are using personal golf carts and may not be aware of the revised ordinance.  The Golf Cart Ordinance can be found on the Lincoln County website. 
 
MAILBOXES
Mailbox Recommendation for CFCC-HOA Phases I and II is the ‘Providence Crossing’ model by Watson Welding Company (704-821-7140)  https://www.watsonsteelandiron.com/mailboxes.php, or like model by another vendor.  This mailbox is already a requirement for CFCC-HOA Phase III, IV, and St. Andrews (extension). 
 
QUESTIONS/CONCERNS
If you have any questions or concerns, they may be directed to the CFCC-HOA BOARD through our website, www.cowansfordhoa.com, using the ‘Contact Us’ icon.  We look forward to hearing from you. 
 
THANK YOU, 
COWAN’S FORD COUNTRY CLUB OWNERS’ ASSOCIATION, INC. BOARD 2026